Oyster Bay (space 4) — Harborline deed reference

What it costs and what it raises

Mortgaging is the game's borrowing valve: it raises ⬡ 40 immediately, the deed stops earning while it is mortgaged, and buying it back later costs ⬡ 45. A player who is one payment short of bankruptcy can mortgage rather than lose the game, which is why it exists.

Rent at every stage of development

Rent starts at ⬡ 8 and reaches ⬡ 280 with a hotel, which is 35 times what a bare deed collects. That multiple, not the purchase price, is what makes a completed set decisive: the printed ⬡ 70 tells you almost nothing about what landing here costs late in a game.

Each building costs ⬡ 40 and sells back for 50% of that, so developing is easy to enter and expensive to reverse. A mortgaged property collects nothing at any level.

The Tideflat Row set

Oyster Bay is one of 2 cities in this group. You need all 2, with no mortgage anywhere in the group, before you can build on any of them.

• Mud Lane (space 2)
• Oyster Bay (this page)

Standard rules require even building: you improve the least-developed city in the group first, so a single street cannot be stacked with a hotel while its neighbours stay empty. The bank also holds a limited number of houses and hotels, so a late-game shortage can block development entirely.

Nearby on the board

Oyster Bay sits between Tide and Harbor Levy on the loop.

• Tide (space 3) — one space back
• Harbor Levy (space 5) — one space forward